Sanibel Island FL real estate, Sanibel FL real estate, Captiva Island real estate, and Captiva Florida homes for sale, Lee County, FL, Florida - James & Penny Hetmanek, REALTORS® James & Penny Hetmanek REALTORS(r) for Sanibel Island and Captiva Island, Florida real estate - NUMBER1EXPERTS™ James & Penny Hetmanek NUMBER1EXPERTS(tm) for Sanibel Island and Captiva Island, Florida real estate
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James & Penny Hetmanek, REALTOR®, real estate agents and broker for Sanibel Island and Captiva Island Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
Call us for all of your Sanibel Island Real Estate needs toll free at (800) 553-7338, ext. 219 for Jim and ext. 202 for Penny




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Why Buyers Choose Us: Sanibel Island and Captiva Island Florida home buying, real estate listings, and homes for sale in Lee County, FL
Welcome > For Buyers > Why Buyers Choose Us ...


Buying a Home Requires Many Difficult Decisions. Make Sure Your Sanibel Island Realtors are Top Local Experts.
 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As top Sanibel and Captiva Island area Realtors, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Sanibel and Captiva Islands market, even listings not yet on the MLS, through our professional Florida real estate affiliations. 

- Our expert local knowledge of the Sanibel and Captiva Island area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Sanibel and Captiva Islands are no different! It's our job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and a member of our team will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience. 

Let us represent your best interests in your search for a new home in the Sanibel and Captiva Islands area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

ACCREDITED BUYER’S REPRESENTATION 

The Real Estate Buyer's Agent Council, the nations oldest and largest association of real estate practitions addressing all aspects of consumer representation in the real estate transaction, has established a criterion for excellence in buyer representation:

THE "ACCREDITED BUYER REPRESENTATIVE" DESIGNATION 

To attain this designation, real estate practitioners must complete an extensive classroom training program on buyer agency practices and procedures, pass a written examination and submit evidence of practical experience as buyer's representative.  

So, if a real estate transaction is in your future, put an Accredited Buyer’s Representative to work for you. 

Part of a select group qualified by the National Association of Realtors as Accredited Buyer's Representatives (ABR), Jim and Penny are proficient in finding the perfect property for their clients at the right price. They are cognizant of the fiduciary responsibilities involved in this relationship and dedicated to providing their best skill, care and diligence to the transaction. This representation is at no cost to you. You really can't afford not to use their expertise! 

CERTIFIED RESIDENTIAL SPECIALIST 

The Certified Residential Specialist designation (CRS), conferred by the Council of Residential Specialists, an affiliate of the National Association of Realtors, recognizes real estate agents for proven experience in marketing residential property. To earn the designation, Realtors must have a proven track record in the business, as well as advanced education in related areas like finance, technology and marketing. Less than 5 percent of all Realtors hold the CRS designation.  

 

Call or email us for help, or to have your questions answered. There are no dumb questions! Fill out this form and we'll get right back to you...
 

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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What vast and beautiful territory is named with an Indian word meaning "Big Village"?

A 
Canada
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James & Penny Hetmanek, REALTOR®, real estate agents and broker for Sanibel Island and Captiva Island Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

James & Penny Hetmanek
VIP Realty Group, Inc.

1560 Periwinkle Way
Sanibel Island, FL 33957
James: 239-472-5187 ext 219
Penny: 239-472-5187 ext 202
Toll Free: 800-553-7338 ext 219
Fax: 239-437-7530
Cell: 239-565-0359
Email: Hetmanek@Hetmanek.com

James and Penny excel in the world of Sanibel, Captiva and Lee Island Coast Real Estate. Consummate professionals, they understand the intricacies of the market and the importance of individualized services. James and Penny are very accomplished negotiators who are successful at exceeding their clients' expectations. They are truly your Island Experts.

REALTORMLSEqual Housing


    



VIP Realty Group, Inc. real estate and homes for sale in Sanibel Island and Captiva Island Florida
VIP Realty Group, Inc. real estate and homes for sale in Sanibel Island and Captiva Island Florida

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