Sanibel Island FL real estate, Sanibel FL real estate, Captiva Island real estate, and Captiva Florida homes for sale, Lee County, FL, Florida - James & Penny Hetmanek, REALTORS® James & Penny Hetmanek REALTORS(r) for Sanibel Island and Captiva Island, Florida real estate - NUMBER1EXPERTS™ James & Penny Hetmanek NUMBER1EXPERTS(tm) for Sanibel Island and Captiva Island, Florida real estate
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James & Penny Hetmanek, REALTORŪ, real estate agents and broker for Sanibel Island and Captiva Island Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
Call us for all of your Sanibel Island Real Estate needs toll free at (800) 553-7338, ext. 219 for Jim and ext. 202 for Penny




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Coastal Construction
Welcome > For Buyers > Coastal Construction ...




Know the Coastal Construction Control Line
 

If you are going to buy property near the Gulf of Mexico, among other things, you need to understand the Coastal Construction Control Line. The first line was set by Florida in 1974 to enhance beach conservation efforts; construction between the line and the beach had to be permitted by the state to ensure environmental protection. Sanibel took its effort to retain the island's beauty a step further and banned all construction between the 1974 line and the beach. That action made our island different from the crowded, built up areas visitors see through out the state.

In 1991, Florida re-addressed the issue, moving the CCC line further inland. Sanibel's City Council decided not to extend its construction ban to include property within the new area because so many resorts and homes were already in place. City officials decided to keep the ban on building with in the 1974 line and let the state regulate construction for the new line. To find out how this and other local regulations might effect your purchase you need us on your side.

ECO-ZONES

Keeping our islands free from urban problems which plague some cities takes planning and an understanding of what makes our area different from others in Florida.

SANIBEL ISLAND IS DIVIDED INTO NINE DEVELOPMENT ECO-ZONES RANGING FROM THOSE THAT CAN NEVER BE BUILT ON, TO THOSE ALLOWING A MAXIMUM OF 35 PERCENT COVERAGE. HOW MUCH CAN BE BUILT DEPENDS IN PART ON THE ECO-ZONE IN WHICH THE PROPERTY IS LOCATED.

  • GULF BEACH: limited to passive recreation and conservation - NO BUILDING.

  • BAY BEACH: limited to passive recreation and conservation - NO BUILDING.

  • MANGROVE: a minimum lot size for construction is 20 acres. Coverage is limited to 1 percent; developed area to 2 percent.

  • LOWLAND/WETLANDS: minimum lot size is 20,000 square feet. Permitted coverage is 15 percent; developed area is 20 percent.

  • UPLAND/WETLANDS: minimum lot size is 15,000 square feet. Coverage is limited to 25 percent and developed area to 30 percent.

  • BLIND PASS: minimum lot size is 20,000 square feet. Coverage is permitted to 25 percent and developed area to 30 percent.

  • ALTERED LAND: minimum lot size is 10,000 square feet. Permitted coverage is 35 percent (30 percent for anything more than 10,000 square feet) plus 5 percent for additional developed area.

  • GULF BEACH RIDGE: Minimum lot size is 20,000 square feet, coverage is limited to 25 percent and developed area to 30 percent. When clearing a lot for construction, certain species of plants must be removed including Brazilian Pepper, Maleluca and sometimes, Australian pines. Other plants must be moved or retained including all native species 3 feet or taller and cabbage palms. Buildings above a certain height must angle in from all edges of the property, including street and waterfront. Setbacks from a side lot line, 10 feet for all structures, including overhangs. From water, setbacks are 20 feet from theaverage high water line.

  • From the bay, setbacks are 50 feet from the average high water line.

  • From the Gulf, all construction must be behind the 1974 Coastal Construction Setback line per City of Sanibel regulations and behind the 1991 Coastal Construction Control Line per Florida regulations if you want to avoid state permitting requirements.

  • From the street, construction must be:

    • 50 feet from centerline of all non-thoroughfare or feeder roads
    • 75 feet from centerline of main roads or arterials
    • 100 feet from Periwinkle Way and Causeway Road

    As much as 320 square feet of dockage can be built on man-made canals with a minimum of documentation.

  • On natural or man made waterways, 160 square feet of dock space can be built, but requires extensive permit and survey work.



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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
Where is the world's largest bridge located?

A 
Lake Pontchartrain Causeway at New Orleans, Louisiana is the world's largest bridge. It is almost 24 miles long.
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James & Penny Hetmanek, REALTORŪ, real estate agents and broker for Sanibel Island and Captiva Island Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

James & Penny Hetmanek
VIP Realty Group, Inc.

1560 Periwinkle Way
Sanibel Island, FL 33957
James: 239-472-5187 ext 219
Penny: 239-472-5187 ext 202
Toll Free: 800-553-7338 ext 219
Fax: 239-437-7530
Cell: 239-565-0359
Email: Hetmanek@Hetmanek.com

James and Penny excel in the world of Sanibel, Captiva and Lee Island Coast Real Estate. Consummate professionals, they understand the intricacies of the market and the importance of individualized services. James and Penny are very accomplished negotiators who are successful at exceeding their clients' expectations. They are truly your Island Experts.

REALTORMLSEqual Housing


    



VIP Realty Group, Inc. real estate and homes for sale in Sanibel Island and Captiva Island Florida
VIP Realty Group, Inc. real estate and homes for sale in Sanibel Island and Captiva Island Florida

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