Sanibel Island FL real estate, Sanibel FL real estate, Captiva Island real estate, and Captiva Florida homes for sale, Lee County, FL, Florida - James & Penny Hetmanek, REALTORS® James & Penny Hetmanek REALTORS(r) for Sanibel Island and Captiva Island, Florida real estate - NUMBER1EXPERTS™ James & Penny Hetmanek NUMBER1EXPERTS(tm) for Sanibel Island and Captiva Island, Florida real estate
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James & Penny Hetmanek, REALTORŪ, real estate agents and broker for Sanibel Island and Captiva Island Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
Call us for all of your Sanibel Island Real Estate needs toll free at (800) 553-7338, ext. 219 for Jim and ext. 202 for Penny

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First Time Homebuyers: Sanibel Island and Captiva Island Florida home buying, real estate listings, and homes for sale in Lee County, FL
Welcome > For Buyers > First Time Homebuyers ...


Buying Your Property on Sanibel or Captiva? Realtors Are Your Professional Guides. Make Sure You Choose The Island Experts.
 

You might be a bit afraid or intimidated by the whole process of buying your first property on Sanibel or Captiva. As top Sanibel and Captiva Islands real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. Please fill out the form below...
 

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Real Estate Tips
Bargain Properties >Such A Deal

Most sellers know that buyers are attracted to homes that are spotlessly clean, well-maintained and tastefully decorated. Sometimes the seller can't make the extra effort to prepare the home for showing. Some real estate listings are being sold to settle estates or by someone who has been transferred unexpectedly and didn't have time to complete the necessary cosmetic repairs. Homes that need work are often exceptional values.

When a real estate agent shows you a house that needs help, try to imagine how it would look with new carpet, a fresh coat of paint and your furniture settled inside. Because the condition and overall appeal of a house have such an impact on the selling price, "fixer-uppers" are often priced lower than comparable homes. If the home is structurally sound and has updated systems, a small investment of "elbow grease" and paint could make it look fabulous.

See All Tips In The "Bargain Properties" Category >
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Real Estate Trivia
Q 
What island in the St. Lawrence River was given away on a television game show in 1964?

A 
Price is Right Island was given away by Bill Cullen on "The Price is Right."
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James & Penny Hetmanek, REALTORŪ, real estate agents and broker for Sanibel Island and Captiva Island Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

James & Penny Hetmanek
VIP Realty Group, Inc.

1560 Periwinkle Way
Sanibel Island, FL 33957
James: 239-472-5187 ext 219
Penny: 239-472-5187 ext 202
Toll Free: 800-553-7338 ext 219
Fax: 239-437-7530
Cell: 239-565-0359
Email: Hetmanek@Hetmanek.com

James and Penny excel in the world of Sanibel, Captiva and Lee Island Coast Real Estate. Consummate professionals, they understand the intricacies of the market and the importance of individualized services. James and Penny are very accomplished negotiators who are successful at exceeding their clients' expectations. They are truly your Island Experts.

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VIP Realty Group, Inc. real estate and homes for sale in Sanibel Island and Captiva Island Florida
VIP Realty Group, Inc. real estate and homes for sale in Sanibel Island and Captiva Island Florida

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